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Uninsured motorist coverage and do I need it?

 

 

Uninsured Car Accident Legal FAQ Video Transcription

Odds are that if you are driving in south Mississippi, the person who ran into you may not have automobile insurance. Although Mississippi has mandatory insurance, some people may have cancelled their insurance or simply just do not have it. You need to carry uninsured motorist coverage, which is part of a full coverage policy that allows you to have you insurance insure the person at fault, or the person who ran into you. When people are trying to save a buck they may drop uninsured motorist coverage, but it is very important that you carry this type and liability insurance because if you have an altercation with someone without insurance and you do not have uninsured insurance, you are not getting paid back for damages.

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