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Distracted Driving is Now Considered an Epidemic on U.S. Roads
/by Gardner Law FirmEveryone tends to think that they’re a safe driver. In fact, many of us believe that we’re so conscientious that it’s no problem to drive in heavy traffic, change the radio station, eat a snack, and respond to an important text message – all at the same time. Unfortunately, distracted driving has proven to be […]
2016 may be the Most Deadly Year on the Roads in 50 years
/by Gardner Law FirmAccording to preliminary analysis of data released by the National Highway Traffic Safety Administration (NHTSA), 2016 has already earned the dubious distinction of being strikingly more deadly than 2015. 2015 itself was a particularly deadly year on American roads, marking the first time since the ‘60s that more fatal traffic accidents occurred in one year […]
What is the Automatic Stay, and How Does It Work?
/by Gardner Law FirmThe automatic stay is one of the most important protections granted to debtors filing for bankruptcy, under either Chapter 7 or Chapter 13. The automatic stay can help you remain in your home and prevent any new liens from being filed against your property during your bankruptcy. Read on to learn more about the automatic […]
The Credit Counseling Requirement in a Mississippi Bankruptcy
/by Gardner Law FirmDeciding to file for bankruptcy is a big decision, but one that can bring about a great deal of positive change, wiping the financial slate clean for a brighter future ahead. Typically, those who decide to file for bankruptcy have explored their choices fully, and have no other viable options for paying off their consumer […]
What is the Difference Between Secured and Unsecured Debt in Bankruptcy?
/by Gardner Law FirmIf you’re considering filing for bankruptcy, you may have heard the terms “secured” and “unsecured” in reference to different forms of debt, without being sure of what these terms mean. These two forms of debt are treated very differently in bankruptcy. Read on to learn the meaning of these terms, and how secured debt is […]
The Bankruptcy Means Test for Mississippi Petitioners
/by Gardner Law FirmIf you’re considering filing for bankruptcy, it is important for you to learn about the different forms of personal bankruptcy. Whether or not you are able to file a bankruptcy petition under Chapter 7 may depend in part on whether you meet the means test, which we’ll describe below. Even if you do meet the […]
Will I Be Able to Keep My Home in a Bankruptcy?
/by Gardner Law FirmIf you are considering filing for bankruptcy, it is likely you realize that you’re going to have to make some difficult decisions and sacrifices as a part of that process. If you’re a homeowner, you may be concerned about the prospect of losing your home in bankruptcy, and wondering if there’s some way to file […]
Automatic Braking May Help Prevent Car Accidents, But Drivers Must Still Remain Attentive and Responsible
/by Gardner Law FirmSeveral car commercials recently have played on the theme of showing a driver engaged in a conversation with his passenger or looking at the scenery rather than watching the road, when the car stops suddenly to avoid causing a rear-end collision or striking a child who ran into the road. Automotive manufacturing has embraced a […]