Entries by Gardner Law Firm

The Credit Counseling Requirement in a Mississippi Bankruptcy

Deciding to file for bankruptcy is a big decision, but one that can bring about a great deal of positive change, wiping the financial slate clean for a brighter future ahead. Typically, those who decide to file for bankruptcy have explored their choices fully, and have no other viable options for paying off their consumer […]

What is the Difference Between Secured and Unsecured Debt in Bankruptcy?

If you’re considering filing for bankruptcy, you may have heard the terms “secured” and “unsecured” in reference to different forms of debt, without being sure of what these terms mean. These two forms of debt are treated very differently in bankruptcy. Read on to learn the meaning of these terms, and how secured debt is […]

The Bankruptcy Means Test for Mississippi Petitioners

If you’re considering filing for bankruptcy, it is important for you to learn about the different forms of personal bankruptcy. Whether or not you are able to file a bankruptcy petition under Chapter 7 may depend in part on whether you meet the means test, which we’ll describe below. Even if you do meet the […]

Will I Be Able to Keep My Home in a Bankruptcy?

If you are considering filing for bankruptcy, it is likely you realize that you’re going to have to make some difficult decisions and sacrifices as a part of that process. If you’re a homeowner, you may be concerned about the prospect of losing your home in bankruptcy, and wondering if there’s some way to file […]