Entries by Gardner Law Firm

Commercial Trucks with Loose Loads

Trucks with improperly secured loads can wreak major havoc on U.S. highways. The AAA Foundation reported that 25,000 accidents occur annually due to improperly secured truck cargo, resulting to 80 to 90 annual deaths. If you or a family member have been involved in this type of accident, then you know how devastating and scary […]

4 Ways an Injury Could Affect My Life

Being involved in a car accident isn’t just a scary and traumatic experience; it’s an event that could affect you for the remainder of your life. To be sure, if you are involved in a serious crash that results in injuries, your life may never look the same, and you may have to completely adapt […]

Accidents in Shipyards

There’s no denying that building and repairing ships is a dangerous occupation. The Occupational Health and Safety Administration (OSHA), part of the United States Department of Labor, reports that the following types of injuries are most common: Chemical exposure, including asbestos, fuel, paint, solvents, and welding fumes Physical stress, such as noise, heat, and lifting heavy weights […]

Disorders among Commercial Drivers Pose a Danger to Fellow Road Occupants

Commercial drivers are expected to show up to work well-rested and free from chemical substances, and most would never imagine reporting to work while intoxicated. However, many drivers report to work in an equally unsafe, undetected condition every day. Two recent accidents highlight the danger involved in licensing commercial drivers who have chronic, untreated health […]

The 3 Different Types of School Bus Accidents

Each year, approximately 137 people are killed in school bus-related crashes, and hundreds more are injured.  Some years, however, tragedy strikes and those numbers skyrocket.  In November, five children were killed and another 30 injured in a school bus crash in Chattanooga, Tennessee.  There were no other vehicles involved in that crash, and the bus driver was […]

Distracted Driving is Now Considered an Epidemic on U.S. Roads

Everyone tends to think that they’re a safe driver.  In fact, many of us believe that we’re so conscientious that it’s no problem to drive in heavy traffic, change the radio station, eat a snack, and respond to an important text message – all at the same time.  Unfortunately, distracted driving has proven to be […]

2016 may be the Most Deadly Year on the Roads in 50 years

According to preliminary analysis of data released by the National Highway Traffic Safety Administration (NHTSA), 2016 has already earned the dubious distinction of being strikingly more deadly than 2015. 2015 itself was a particularly deadly year on American roads, marking the first time since the ‘60s that more fatal traffic accidents occurred in one year […]

What is the Automatic Stay, and How Does It Work?

The automatic stay is one of the most important protections granted to debtors filing for bankruptcy, under either Chapter 7 or Chapter 13. The automatic stay can help you remain in your home and prevent any new liens from being filed against your property during your bankruptcy. Read on to learn more about the automatic […]

The Credit Counseling Requirement in a Mississippi Bankruptcy: A 2026 Comprehensive Guide

Deciding to file for bankruptcy is a monumental choice that offers a pathway to financial recovery, allowing individuals in Gulfport and Biloxi to wipe their financial slates clean. While this process offers hope, federal law mandates specific educational hurdles, primarily the credit counseling requirement. Understanding the nuances of this rule ensures your filing remains valid […]

The 2026 Guide to Secured and Unsecured Debt in Bankruptcy in Mississippi

If you are considering filing for bankruptcy in 2026, understanding the distinction between secured and unsecured debt is the most critical step in protecting your assets. These categories determine whether you can keep your home in Biloxi, your truck in Hattiesburg, or finally find relief from medical bills in Pascagoula. This guide explores how these […]