Common Mistakes That Can Hurt Your Mississippi Truck Accident Claim
Being involved in a truck accident can be overwhelming, especially when trying to understand the claims process in Mississippi. Truck accidents are different from regular car accidents because they often involve larger vehicles and stricter regulations. Knowing what to do and what mistakes to avoid is essential for protecting your rights and getting the compensation you deserve.
That’s where we step in to help. Our team is committed to helping you seek justice. Call Gardner Law Group at 228-436-6555 to set up a time to discuss your case now.
Failing to Seek Medical Care
After a truck accident, one of the most critical steps is seeking medical attention immediately. Even if you feel fine or think your injuries are minor, getting a thorough medical check-up is essential. Failing to do so can seriously weaken your claim. Insurance companies often argue that delayed medical care means your injuries aren’t severe or were caused by something else. Your medical records serve as key evidence to show the extent of your injuries and connect them directly to the accident.
Postponing the Claim Filing
Delaying the filing of your claim can be a serious misstep. Mississippi law has a strict deadline for when you must submit a claim, known as the statute of limitations. In most cases, you have three years from the date of the accident. If you wait too long, you may lose your right to seek compensation altogether. Acting quickly is essential to avoid this pitfall.
Insufficient Evidence Collection
Proper evidence collection is crucial in building a strong truck accident claim. Essential evidence includes photographs of the accident scene, witness statements, police reports, and any available video footage. At the scene, take photos of the vehicles, road conditions, and any visible injuries. This documentation can be invaluable in proving your case. Gathering witness contact information and statements can also support your claim. If you’re unable to collect evidence yourself, ask someone at the scene to help.
Overlooking Federal Regulations
Federal regulations play a key role in truck accident claims. The Federal Motor Carrier Safety Administration sets rules for truck drivers and trucking companies. These rules include limits on how long a driver can be on the road, vehicle maintenance standards, and load restrictions. Ignoring these regulations can hurt your claim because violations often indicate negligence.
For example, if a truck driver exceeds the hours-of-service limits, it may show that fatigue contributed to the accident. Similarly, poor vehicle maintenance can be a sign that the trucking company didn’t follow the required safety protocols. Identifying these violations can strengthen your claim by providing evidence of fault.
A truck accident lawyer who understands federal trucking laws can help you identify any breaches. They can gather records like driver logs, maintenance reports, and inspection records to support your case.
Speaking to Insurance Adjusters Without Legal Guidance
Talking to insurance adjusters without a lawyer can be a big mistake. Insurance companies often try to pay as little as possible, and adjusters are trained to get you to say things that might hurt your claim. They might ask tricky questions or twist your words to suggest that the accident was partly your fault or that your injuries aren’t as serious as they truly are.
Having a lawyer can protect you from these tactics. A lawyer knows what kinds of questions are fair and can help you prepare your answers. They can also handle most of the communication with the insurance company for you, so you don’t have to worry about saying the wrong thing. This can make a big difference in how much compensation you get.
If an adjuster contacts you, it’s best to tell them that you are seeking legal advice and will get back to them. This gives you time to find a lawyer who can guide you through the process. Having legal representation levels the playing field and ensures that your rights are protected.
Reach Out to Gardner Law Group Today
If you’re ready to take the first step in your truck accident claim, Gardner Law Group is here for you. To set up a time to meet with our team, just call us at 228-436-6555 or fill out our online contact form.
